Clear mortgage advice for buyers, homeowners, and investors across OntarioBook a call

About Sebastian

Calm advice. Careful execution.

Mortgage guidance should make a complex decision easier to understand—not add more pressure.

Sebastian Skibinski, Ontario mortgage agent

Your mortgage advisor

Experience built on both sides of the desk.

Sebastian brings more than 10 years of experience in the financial industry. Before joining Miracle Financial, he was an award-winning Mortgage Specialist with Bank of Montreal, where he developed a strong foundation in mortgage structuring and client service.

Today, he works with first-time buyers, homeowners, self-employed professionals, and real estate investors across Ontario. His approach is straightforward: understand the full situation, explain the trade-offs clearly, and manage the details through approval and closing.

Outside work, Sebastian enjoys staying active, playing team sports including soccer, snowboarding during Canadian winters, and spending time with friends and family. He serves clients in English and Polish.

Licence
Mortgage Agent Level 1
#M25003054
Brokerage
Miracle Financial
FSRA #13766
Service
English & Polish
Across Ontario

Start with a conversation

No pressure. Just a clear look at your options.

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