/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before{box-sizing:border-box;border:0 solid;margin:0;padding:0}::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){-webkit-appearance:button;appearance:button}::file-selector-button{-webkit-appearance:button;appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.hidden{display:none}.table{display:table}}:root{--ink:#111;--navy:#090909;--teal:#f36a1d;--teal-2:#b84300;--aqua:#ff7a21;--mist:#fff4eb;--pale:#f7f4f0;--cream:#fff;--line:#11111129;--serif:Georgia, "Times New Roman", serif;--sans:"Avenir Next", Avenir, "Helvetica Neue", Arial, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--cream);color:var(--ink);font-family:var(--sans);-webkit-font-smoothing:antialiased;margin:0}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}h1,h2,h3,p{margin-top:0}.skip-link{z-index:100;color:#fff;background:var(--ink);border-radius:.4rem;padding:.75rem 1rem;position:fixed;top:.75rem;left:.75rem;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}.announcement{color:#fff;background:var(--ink);letter-spacing:.13em;text-transform:uppercase;justify-content:center;align-items:center;gap:2rem;min-height:34px;padding:.5rem 1.5rem;font-size:.67rem;font-weight:700;display:flex}.announcement a{color:var(--aqua)}.site-header{z-index:50;border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(15px);backdrop-filter:blur(15px);background:#fffffff2;grid-template-columns:1fr auto 1fr;align-items:center;min-height:76px;padding:0 4vw;display:grid;position:sticky;top:0}.logo{align-items:center;width:min(250px,27vw);height:56px;display:flex}.logo img{filter:brightness(0);width:auto;height:52px}.desktop-nav{letter-spacing:.08em;text-transform:uppercase;align-items:center;gap:clamp(1.2rem,2.3vw,2.5rem);font-size:.72rem;font-weight:700;display:flex}.desktop-nav a,.footer a{transition:color .18s}:is(.desktop-nav a:hover,.desktop-nav a:focus-visible){color:var(--teal-2)}.header-cta{justify-self:end}.mobile-menu{justify-self:end;display:none}.button{letter-spacing:.1em;text-transform:uppercase;border:1px solid #0000;border-radius:.45rem;justify-content:center;align-items:center;gap:1.5rem;min-height:49px;padding:.8rem 1.35rem;font-size:.72rem;font-weight:800;transition:transform .18s,background .18s;display:inline-flex}:is(.button:hover,.button:focus-visible){transform:translateY(-2px)}.button-dark{color:var(--ink);background:var(--teal)}:is(.button-dark:hover,.button-dark:focus-visible){color:#fff;background:var(--ink)}.button-light{color:var(--ink);background:#fff}:is(.button-light:hover,.button-light:focus-visible){background:#fff}.hero{background:radial-gradient(circle at 82% 15%, #f36a1d33, transparent 22rem), var(--mist);grid-template-columns:2.2fr 1fr;gap:2rem 5vw;padding:clamp(5.5rem,10vw,9rem) 4vw clamp(5rem,8vw,8rem);display:grid}.eyebrow{color:var(--teal-2);letter-spacing:.16em;text-transform:uppercase;margin-bottom:1.25rem;font-size:.72rem;font-weight:800}.eyebrow.light{color:#ff9b5f}.hero h1,.section-heading h2,.support-copy h2,.about-copy h2,.faq-intro h2,.cta-section h2,.calculator-intro h2,.coverage-section h2{font-family:var(--serif);letter-spacing:-.045em;margin-bottom:0;font-weight:400;line-height:.94}.hero h1{max-width:980px;font-size:clamp(3.5rem,7.3vw,8.1rem)}em{color:var(--aqua);font-style:italic;font-weight:400}.hero-intro{align-self:end;padding-bottom:.75rem}.hero-intro>p{max-width:26rem;margin-bottom:2rem;font-size:clamp(1.05rem,1.35vw,1.3rem);line-height:1.33}.hero-actions{flex-wrap:wrap;align-items:center;gap:1.25rem;margin-bottom:2rem;display:flex}.hero-actions .button{min-height:54px}.license-chip{align-items:center;gap:.85rem;font-size:.78rem;line-height:1.35;display:flex}.license-chip strong{color:var(--teal-2);font-size:.9rem;display:block}.chip-mark{border:1px solid var(--teal-2);width:45px;height:45px;color:var(--teal);font-family:var(--serif);border-radius:50%;place-items:center;font-weight:700;display:grid}.hero-cards{border-top:1px solid var(--line);grid-column:1/-1;grid-template-columns:1fr 1fr;gap:1.3rem;margin-top:1.5rem;padding-top:1.8rem;display:grid}.image-card{isolation:isolate;color:#fff;background-position:50%;background-size:cover;border-radius:1.2rem;justify-content:space-between;align-items:end;min-height:clamp(350px,38vw,590px);padding:clamp(1.5rem,3vw,3rem);display:flex;position:relative;overflow:hidden}.image-card:after{z-index:-1;content:"";background:linear-gradient(#08080808 34%,#080808f0 100%);position:absolute;inset:0}.image-card-buyers{background-image:url(/images/first-time-buyers.webp)}.image-card-renewals{background-image:url(/images/renewals.webp)}.image-card p{color:#ffb181;letter-spacing:.13em;text-transform:uppercase;margin-bottom:.8rem;font-size:.65rem;font-weight:800}.image-card h2{font-family:var(--serif);margin-bottom:.55rem;font-size:clamp(2rem,3.5vw,3.4rem);font-weight:400}.image-card span{font-size:.9rem}.image-card>a{color:var(--ink);letter-spacing:.1em;text-transform:uppercase;background:#f36a1deb;border:1px solid #fff9;border-radius:.45rem;flex:none;padding:.85rem 1.05rem;font-size:.67rem;font-weight:800}.home-rates-teaser{color:#fff;background:var(--ink);grid-template-columns:minmax(190px,.8fr) minmax(520px,2.4fr) minmax(190px,.8fr);align-items:center;gap:clamp(1.5rem,3vw,3.5rem);padding:2rem 4vw;display:grid}.home-rates-intro p{color:#ff9b5f;letter-spacing:.14em;text-transform:uppercase;margin-bottom:.45rem;font-size:.62rem;font-weight:800}.home-rates-intro h2{max-width:15rem;font-family:var(--serif);margin-bottom:0;font-size:clamp(1.45rem,2vw,2rem);font-weight:400;line-height:1.05}.home-rate-list{border-left:1px solid #ffffff2e;border-right:1px solid #ffffff2e;grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.home-rate-list article{border-left:1px solid #ffffff2e;min-width:0;padding:.15rem clamp(1rem,2.3vw,2.25rem)}.home-rate-list article:first-child{border-left:0}.home-rate-list span{letter-spacing:.1em;text-transform:uppercase;color:#ff9b5f;margin-bottom:.25rem;font-size:.59rem;font-weight:750;line-height:1.45;display:block}.home-rate-list strong{color:var(--teal);font-family:var(--serif);letter-spacing:-.025em;font-size:clamp(1.2rem,1.55vw,1.65rem);font-weight:400;line-height:1.12;display:block}.home-rate-list p{text-overflow:ellipsis;white-space:nowrap;margin:.35rem 0 .3rem;font-size:.78rem;font-weight:800;overflow:hidden}.home-rates-action a{border-bottom:1px solid var(--teal);color:var(--teal);letter-spacing:.09em;text-transform:uppercase;align-items:center;gap:.85rem;padding-bottom:.4rem;font-size:.68rem;font-weight:800;display:inline-flex}.home-rates-action small{color:#ffffff94;max-width:15rem;margin-top:.7rem;font-size:.58rem;line-height:1.45;display:block}.proof-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--cream);grid-template-columns:repeat(4,1fr);padding:0 4vw;display:grid}.proof-strip article{border-left:1px solid var(--line);grid-template-columns:auto 1fr;align-items:center;gap:1rem;min-height:142px;padding:1.5rem clamp(1rem,2.2vw,2rem);display:grid}.proof-strip article:last-child{border-right:1px solid var(--line)}.proof-strip article>span{color:var(--teal-2);font-family:var(--serif);font-size:1rem}.proof-strip strong{font-family:var(--serif);margin-bottom:.35rem;font-size:1.08rem;font-weight:400;display:block}.proof-strip p{color:#1111119e;margin:0;font-size:.75rem;line-height:1.45}.process-section,.decision-section,.services-section,.support-section,.about-section,.testimonials-section,.faq-section,.cta-section,.insights-section,.calculator-section,.coverage-section,.footer{padding-left:4vw;padding-right:4vw}.decision-section{background:var(--cream);padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem)}.path-grid{grid-template-columns:repeat(4,1fr);gap:1rem;display:grid}.path-grid>a{border:1px solid var(--line);background:#fff;border-radius:.8rem;flex-direction:column;min-height:370px;padding:2rem;transition:color .18s,background .18s,transform .18s;display:flex}:is(.path-grid>a:hover,.path-grid>a:focus-visible){color:var(--ink);background:var(--teal);transform:translateY(-5px)}.path-grid span{color:var(--teal-2);font-family:var(--serif);margin-bottom:auto;font-size:1rem}:is(.path-grid>a:hover span,.path-grid>a:focus-visible span){color:var(--ink)}.path-grid h3{font-family:var(--serif);margin-bottom:1rem;font-size:clamp(1.6rem,2.2vw,2.35rem);font-weight:400;line-height:1.05}.path-grid p{color:#111111a8;margin-bottom:1.75rem;font-size:.88rem;line-height:1.55}:is(.path-grid>a:hover p,.path-grid>a:focus-visible p){color:#111111bf}.path-grid b{letter-spacing:.1em;text-transform:uppercase;font-size:.67rem}.process-section{color:#fff;background:linear-gradient(120deg, #ffffff0a, transparent 35%), var(--navy);padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem)}.process-heading{border-bottom:1px solid #fff3;grid-template-columns:.55fr 1.5fr .9fr;align-items:end;gap:3vw;padding-bottom:3rem;display:grid}.section-heading h2,.support-copy h2,.about-copy h2,.faq-intro h2,.cta-section h2,.calculator-intro h2,.coverage-section h2{font-size:clamp(3rem,5.4vw,6.1rem)}.calculator-section{color:#fff;background:radial-gradient(circle at 10% 85%, #f36a1d2e, transparent 24rem), var(--navy);grid-template-columns:.85fr 1.15fr;align-items:center;gap:clamp(3rem,8vw,9rem);padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem);display:grid}.calculator-intro>p:not(.eyebrow){color:#ffffffad;max-width:38rem;margin:2rem 0;font-size:1rem;line-height:1.6}.calculator-card{background:#ffffff0f;border:1px solid #ffffff2b;border-radius:1rem;padding:clamp(1.5rem,3.5vw,3.5rem)}.calculator-fields{grid-template-columns:1fr 1fr;gap:1.5rem;display:grid}.calculator-fields label>span{color:#ff9b5f;letter-spacing:.08em;text-transform:uppercase;margin-bottom:.55rem;font-size:.68rem;font-weight:800;display:block}.input-shell,.calculator-fields select{color:#fff;background:#ffffff12;border:1px solid #fff3;border-radius:.5rem;align-items:center;width:100%;min-height:58px;padding:0 1rem;display:flex}.input-shell:focus-within{outline:2px solid var(--aqua);outline-offset:2px}.calculator-fields select:focus-visible{outline:2px solid var(--aqua);outline-offset:2px}.input-shell input{color:#fff;width:100%;font:600 1.1rem var(--sans);background:0 0;border:0;outline:0;padding:0 .45rem}.input-shell b{color:#ffffff80;font-weight:500}.calculator-fields select{-webkit-appearance:auto;appearance:auto;font:600 1rem var(--sans)}.calculator-fields option{color:var(--ink)}.calculator-result{border-top:1px solid #ffffff29;margin-top:2rem;padding-top:2rem}.calculator-result>span{color:#ff9b5f;letter-spacing:.1em;text-transform:uppercase;font-size:.68rem;font-weight:800}.calculator-result>strong{font-family:var(--serif);margin:.65rem 0 1.6rem;font-size:clamp(3rem,6vw,6rem);font-weight:400;line-height:1;display:block}.calculator-result>div{grid-template-columns:1fr 1fr;gap:1rem;display:grid}.calculator-result p{font-family:var(--serif);background:#ffffff0f;border-radius:.45rem;margin:0;padding:1rem;font-size:1.3rem}.calculator-result small{color:#ffffff80;font:700 .62rem var(--sans);letter-spacing:.08em;text-transform:uppercase;margin-bottom:.35rem;display:block}.calculator-note{color:#ffffff70;margin:1.25rem 0 0;font-size:.68rem;line-height:1.5}.process-heading>p:last-child,.split-heading>p,.testimonial-heading>p,.cta-section>div:last-child>p{margin:0;font-size:1rem;line-height:1.5}.process-grid{background:#f36a1d6b;grid-template-columns:repeat(3,1fr);gap:1px;margin:3rem 0;display:grid}.process-card{background:#111;min-height:330px;padding:2rem}.process-card>span{color:#ff9b5f;font-family:var(--serif);margin-bottom:5rem;font-size:1.2rem;display:block}.process-card h3{max-width:15rem;font-family:var(--serif);margin-bottom:1rem;font-size:clamp(1.6rem,2.1vw,2.2rem);font-weight:400;line-height:1.05}.process-card p{color:#ffffffbd;max-width:24rem;margin:0;font-size:.9rem;line-height:1.55}.text-link{letter-spacing:.09em;text-transform:uppercase;border-bottom:1px solid;gap:1rem;padding-bottom:.35rem;font-size:.73rem;font-weight:800;display:inline-flex}.light-link{color:#ff9b5f}.services-section{background:var(--cream);padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem)}.split-heading{grid-template-columns:2fr .8fr;align-items:end;gap:5vw;margin-bottom:4rem;display:grid}.split-heading h2{max-width:920px}.service-list{border-top:1px solid var(--line)}.service-list article{border-bottom:1px solid var(--line);grid-template-columns:.25fr 1.1fr 1.5fr auto;align-items:center;gap:2rem;min-height:150px;padding:1.6rem 0;display:grid}.service-list article>span{color:var(--teal-2);font-family:var(--serif);font-size:1rem}.service-list h3{font-family:var(--serif);margin:0;font-size:clamp(1.8rem,3vw,3.1rem);font-weight:400}.service-list p{color:#111111b8;max-width:34rem;margin:0;line-height:1.5}.service-list article>a{border:1px solid var(--line);border-radius:50%;place-items:center;width:44px;height:44px;transition:color .18s,background .18s;display:grid}:is(.service-list article>a:hover,.service-list article>a:focus-visible){color:var(--ink);background:var(--teal)}.support-section{background:var(--mist);grid-template-columns:.82fr 1.18fr;min-height:900px;padding-top:4vw;padding-bottom:4vw;display:grid}.support-image{background-image:linear-gradient(#0000 55%,#08080861),url(/images/homeowners.webp);background-position:50%;background-size:cover;border-radius:1rem 0 0 1rem;min-height:620px}.support-copy{align-self:center;padding:clamp(2rem,6vw,7rem)}.support-copy .lead{color:#111111c2;max-width:42rem;margin:2rem 0 3rem;font-size:1.05rem;line-height:1.6}.strength-grid{grid-template-columns:1fr 1fr;gap:2rem 2.5rem;display:grid}.strength-grid article{border-top:1px solid var(--line);padding-top:1.2rem}.strength-grid h3{font-family:var(--serif);margin-bottom:.7rem;font-size:1.35rem;font-weight:400}.strength-grid p{color:#111111ab;margin:0;font-size:.85rem;line-height:1.5}.about-section{grid-template-columns:.9fr 1.1fr;align-items:center;gap:clamp(3rem,8vw,9rem);padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem);display:grid}.portrait-wrap{background:#f1c3a5;border-radius:18rem 18rem 1rem 1rem;min-height:720px;position:relative;overflow:hidden}.portrait-wrap>img{object-fit:cover;object-position:center top;width:100%;height:100%;min-height:720px}.portrait-badge{color:#fff;font-family:var(--serif);background:#090909f0;border-radius:.6rem;padding:1.25rem 1.5rem;font-size:1.15rem;line-height:1.2;position:absolute;bottom:1.5rem;right:1.5rem}.portrait-badge span{color:#ff9b5f;margin-bottom:.45rem;font-size:.75rem;display:block}.about-copy .role{color:var(--teal-2);letter-spacing:.12em;text-transform:uppercase;margin:1.4rem 0 2.2rem;font-size:.78rem;font-weight:800}.about-copy>p:not(.eyebrow,.role){color:#111111b8;max-width:42rem;font-size:1.05rem;line-height:1.65}.credentials{grid-template-columns:repeat(3,1fr);gap:1.5rem;margin:2.8rem 0 3rem;display:grid}.credentials div{border-top:1px solid var(--line);padding-top:1rem}.credentials dt{color:var(--teal-2);letter-spacing:.1em;text-transform:uppercase;margin-bottom:.55rem;font-size:.65rem;font-weight:800}.credentials dd{font-family:var(--serif);margin:0;font-size:1rem;line-height:1.35}.testimonials-section{color:#fff;background:var(--navy);padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem)}.testimonial-heading>p{color:#ffffffad}.testimonial-intro-action{justify-items:start;gap:1.35rem;display:grid}.testimonial-intro-action p{color:#ffffffad;margin:0;font-size:1rem;line-height:1.5}.testimonial-intro-action .button{min-height:46px}.reviews-carousel{min-width:0}.reviews-controls{justify-content:space-between;align-items:end;gap:1rem;margin-bottom:1.25rem;display:flex}.reviews-controls p{align-items:baseline;gap:.7rem;margin:0;display:flex}.reviews-controls strong{color:var(--aqua);font-family:var(--serif);font-size:1.35rem;font-weight:400}.reviews-controls span{color:#ffffff8a;letter-spacing:.08em;text-transform:uppercase;font-size:.7rem;font-weight:700}.reviews-animation-toggle{color:#fff;cursor:pointer;min-height:42px;font:800 .62rem var(--sans);letter-spacing:.08em;text-transform:uppercase;background:0 0;border:1px solid #ffffff4d;border-radius:999px;padding:.65rem .9rem;transition:color .18s,background .18s,transform .18s}:is(.reviews-animation-toggle:hover,.reviews-animation-toggle:focus-visible){color:var(--ink);background:var(--teal);transform:translateY(-2px)}.reviews-viewport{width:100%;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,#0000,#000 3% 97%,#0000);mask-image:linear-gradient(90deg,#0000,#000 3% 97%,#0000)}.reviews-marquee{will-change:transform;width:max-content;animation:80s linear infinite reviews-marquee;display:flex}.reviews-viewport:hover .reviews-marquee,.reviews-viewport[data-paused=true] .reviews-marquee{animation-play-state:paused}.reviews-track{gap:1rem;padding-right:1rem;display:flex}.reviews-track blockquote{background:#ffffff0a;border:1px solid #ffffff26;border-radius:.75rem;flex-direction:column;flex:0 0 clamp(330px,40vw,610px);min-height:410px;margin:0;padding:clamp(1.8rem,3vw,3rem);display:flex}@keyframes reviews-marquee{0%{transform:translate(0)}to{transform:translate(-50%)}}.stars{color:var(--aqua);letter-spacing:.25em}.reviews-track blockquote>p{font-family:var(--serif);margin:auto 0;font-size:clamp(1.35rem,1.8vw,2rem);line-height:1.22}.reviews-track footer{letter-spacing:.08em;text-transform:uppercase;font-size:.7rem;font-weight:800}.reviews-track footer span{color:#ffffff7a;margin-top:.3rem;font-weight:500;display:block}.google-reviews-link{border-bottom:1px solid var(--teal);color:var(--teal);letter-spacing:.1em;text-transform:uppercase;gap:.8rem;margin-top:1.35rem;padding-bottom:.35rem;font-size:.7rem;font-weight:800;display:inline-flex}.faq-section{background:var(--pale);grid-template-columns:.8fr 1.2fr;gap:clamp(3rem,8vw,9rem);padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem);display:grid}.faq-intro{align-self:start;position:sticky;top:9rem}.faq-intro>p:not(.eyebrow){color:#111111ad;max-width:24rem;margin:1.8rem 0 2.2rem;line-height:1.55}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;min-height:100px;font-family:var(--serif);justify-content:space-between;align-items:center;gap:2rem;font-size:clamp(1.25rem,1.8vw,1.75rem);list-style:none;display:flex}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary i{border:1px solid var(--line);width:34px;height:34px;font-family:var(--sans);border-radius:50%;flex:none;place-items:center;font-size:1rem;font-style:normal;display:grid}.faq-list details[open] summary i{color:var(--ink);background:var(--teal);transform:rotate(45deg)}.faq-list details>p{color:#111111ad;max-width:42rem;padding:0 4rem 1.8rem 0;line-height:1.6}.cta-section{color:var(--ink);background:linear-gradient(120deg,#ff7a21,#ef5b0c);grid-template-columns:1.6fr .7fr;align-items:end;gap:6vw;padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem);display:grid}.coverage-section{color:#fff;background:var(--navy);grid-template-columns:1.35fr .65fr;align-items:end;gap:7vw;padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem);display:grid}.coverage-copy>p{color:#ffffffb8;margin-bottom:2rem;line-height:1.55}.location-grid{gap:.6rem;display:grid}.location-grid span{color:#ffad78;letter-spacing:.07em;text-transform:uppercase;border:1px solid #f36a1d94;border-radius:2rem;padding:.85rem 1rem;font-size:.72rem;font-weight:800}.cta-section>div:last-child>p{color:#111111c2;margin-bottom:2rem}.contact-actions{flex-wrap:wrap;align-items:center;gap:1.25rem;display:flex}.cta-section .eyebrow.light,.cta-section em{color:var(--ink)}.insights-section{background:var(--cream);padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem)}.article-grid{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}.article-grid a{border:1px solid var(--line);background:#fff;border-radius:.75rem;flex-direction:column;min-height:360px;padding:2rem;transition:color .18s,transform .18s,background .18s;display:flex}:is(.article-grid a:hover,.article-grid a:focus-visible){color:var(--ink);background:var(--teal);transform:translateY(-5px)}.article-grid span,.article-grid b{letter-spacing:.1em;text-transform:uppercase;font-size:.67rem;font-weight:800}.article-grid span{color:var(--teal-2)}:is(.article-grid a:hover span,.article-grid a:focus-visible span){color:var(--ink)}.article-grid h3{font-family:var(--serif);margin:auto 0 2rem;font-size:clamp(1.7rem,2.5vw,2.7rem);font-weight:400;line-height:1.08}.footer{color:#fff;background:var(--navy);padding-top:5rem}.footer-main{grid-template-columns:1.6fr .6fr .9fr .8fr;gap:4vw;padding-bottom:5rem;display:grid}.footer-brand img{width:auto;max-width:100%;height:84px;margin-bottom:2.2rem}.footer-brand h2{font-family:var(--serif);margin-bottom:.4rem;font-size:2.1rem;font-weight:400}.footer-brand p{color:#ff9b5f;letter-spacing:.1em;text-transform:uppercase;margin-bottom:1.3rem;font-size:.72rem;font-weight:800}.footer-brand small{color:#ffffff8c;line-height:1.6}.footer-main h3{color:#ff9b5f;letter-spacing:.12em;text-transform:uppercase;margin-bottom:1.4rem;font-size:.68rem}.footer-main>div:not(.footer-brand)>a:not(.button){color:#ffffffb8;margin-bottom:.9rem;font-size:.9rem;line-height:1.45;display:block}:is(.footer-main>div:not(.footer-brand)>a:hover,.footer-main>div:not(.footer-brand)>a:focus-visible){color:#fff}.footer-action h3{color:#fff;font-family:var(--serif);letter-spacing:0;text-transform:none;font-size:1.8rem;font-weight:400}.footer-bottom{color:#ffffff80;letter-spacing:.08em;text-transform:uppercase;border-top:1px solid #ffffff24;justify-content:space-between;gap:1rem;padding:1.5rem 0;font-size:.65rem;display:flex}.rates-hero,.rates-summary,.rates-method,.additional-rates,.rates-disclosure,.rates-cta{padding-left:4vw;padding-right:4vw}.rates-hero{color:#fff;background:radial-gradient(circle at 88% 10%, #f36a1d52, transparent 25rem), var(--navy);grid-template-columns:1.25fr .75fr;align-items:end;gap:7vw;padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,8vw,8rem);display:grid}.rates-hero h1,.rates-method h2,.rates-disclosure h2,.rates-cta h2{font-family:var(--serif);letter-spacing:-.045em;margin:0;font-size:clamp(3.2rem,6.5vw,7.4rem);font-weight:400;line-height:.96}.rates-hero-copy>p{color:#ffffffbd;margin-bottom:2rem;font-size:1.06rem;line-height:1.62}.market-pulse{border-top:1px solid #ffffff2e;border-bottom:1px solid #ffffff2e;grid-template-columns:repeat(3,1fr);display:grid}.market-pulse span{color:#ffffff94;letter-spacing:.08em;text-transform:uppercase;padding:1.1rem .8rem;font-size:.62rem}.market-pulse span+span{border-left:1px solid #ffffff2e}.market-pulse b{color:var(--aqua);font:400 1.15rem var(--serif);letter-spacing:0;text-transform:none;margin-bottom:.35rem;display:block}.rates-summary{background:var(--mist);grid-template-columns:repeat(3,1fr);gap:1rem;padding-top:4vw;padding-bottom:clamp(5rem,9vw,9rem);display:grid}.rate-card{border:1px solid var(--line);background:#fff;border-radius:1rem;flex-direction:column;min-height:690px;padding:clamp(1.6rem,2.8vw,2.8rem);display:flex}.rate-card:nth-child(2){color:#fff;background:var(--navy)}.rate-card-topline{color:var(--teal-2);letter-spacing:.1em;text-transform:uppercase;justify-content:space-between;gap:1rem;margin-bottom:3.5rem;font-size:.64rem;font-weight:800;display:flex}.rate-card:nth-child(2) .rate-card-topline,.rate-card:nth-child(2) .rate-apr{color:#ff9b5f}.rate-number{font-family:var(--serif);letter-spacing:-.06em;font-size:clamp(4.8rem,7.5vw,8.6rem);line-height:.82}.rate-apr{color:var(--teal-2);letter-spacing:.08em;text-transform:uppercase;margin:1rem 0 1.8rem;font-size:.8rem;font-weight:800}.rate-card h2{font-family:var(--serif);margin-bottom:.6rem;font-size:clamp(1.8rem,2.8vw,3rem);font-weight:400}.rate-lender{margin-bottom:1.8rem;font-size:.92rem}.rate-card ul{margin:0 0 2rem;padding:0;list-style:none}.rate-card li{border-top:1px solid var(--line);padding:.8rem 0 .8rem 1.35rem;font-size:.78rem;line-height:1.45}.rate-card:nth-child(2) li{border-color:#ffffff29}.rate-card li:before{color:var(--aqua);content:"•";margin-left:-1.35rem;position:absolute}.rate-source{border-top:1px solid var(--line);color:#1119;gap:.45rem;margin-top:auto;padding-top:1.25rem;font-size:.66rem;line-height:1.45;display:grid}.rate-card:nth-child(2) .rate-source{color:#ffffff8f;border-color:#ffffff29}.apr-note{color:#1111118a;margin:1rem 0 0;font-size:.61rem;line-height:1.45}.rate-card:nth-child(2) .apr-note{color:#ffffff85}.rates-method{grid-template-columns:1.25fr .75fr;align-items:end;gap:7vw;padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem);display:grid}.rates-method h2{font-size:clamp(3rem,5.5vw,6.2rem)}.rates-method-copy p{color:#111111b3;line-height:1.65}.additional-rates{background:var(--pale);padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem)}.rate-watch-grid{grid-template-columns:1fr 1fr;gap:1rem;display:grid}.rate-watch-card{border:1px solid var(--line);background:#fff;border-radius:1rem;padding:clamp(1.8rem,4vw,4rem)}.rate-watch-card>p:first-child{color:var(--teal-2);letter-spacing:.1em;text-transform:uppercase;font-size:.68rem;font-weight:800}.rate-watch-value{font:400 clamp(4rem, 7vw, 7.5rem)/.9 var(--serif);letter-spacing:-.055em;margin:2.5rem 0 .5rem}.rate-watch-card>strong{color:var(--teal-2);letter-spacing:.08em;text-transform:uppercase;margin-bottom:2.5rem;font-size:.7rem;display:block}.rate-watch-card h3{font-family:var(--serif);font-size:clamp(1.5rem,2.4vw,2.4rem);font-weight:400}.rate-watch-card p:not(:first-child){color:#111111b3;line-height:1.55}.rate-watch-card small{color:#11111185;margin-top:1rem;font-size:.64rem;line-height:1.45;display:block}.rates-disclosure{color:#fff;background:var(--navy);grid-template-columns:.9fr 1.1fr;gap:8vw;padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem);display:grid}.rates-disclosure h2{font-size:clamp(2.8rem,4.6vw,5.2rem)}.rates-disclosure>div:last-child p{color:#ffffffb3;line-height:1.65}.rates-disclosure>div:last-child p:last-child{color:#ff9b5f;letter-spacing:.06em;text-transform:uppercase;margin-top:2rem;font-size:.74rem;font-weight:800}.rates-cta{color:var(--ink);background:linear-gradient(120deg,#ff7a21,#ef5b0c);grid-template-columns:1.35fr .65fr;align-items:end;gap:7vw;padding-top:clamp(5rem,9vw,9rem);padding-bottom:clamp(5rem,9vw,9rem);display:grid}.rates-cta h2{font-size:clamp(3rem,5.5vw,6.2rem)}.rates-cta .eyebrow.light,.rates-cta em{color:var(--ink)}.rates-cta>div:last-child p{color:#111111c2;line-height:1.55}@media (max-width:1024px){.site-header{grid-template-columns:1fr auto}.desktop-nav,.header-cta{display:none}.mobile-menu{display:block;position:relative}.mobile-menu summary{cursor:pointer;letter-spacing:.1em;text-transform:uppercase;font-size:.72rem;font-weight:800;list-style:none}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu nav{border:1px solid var(--line);background:var(--cream);border-radius:.5rem;width:220px;padding:1rem;display:grid;position:absolute;top:2.3rem;right:0;box-shadow:0 18px 50px #11111124}.mobile-menu nav a{text-transform:uppercase;padding:.75rem;font-size:.75rem;font-weight:700}.logo{width:230px}.hero{grid-template-columns:1fr}.hero-intro{grid-template-columns:1fr 1fr;align-items:end;gap:2rem;display:grid}.hero-intro>p{margin:0}.home-rates-teaser{grid-template-columns:1fr}.home-rates-intro{justify-content:space-between;align-items:end;gap:2rem;display:flex}.home-rates-intro p{margin-bottom:0}.home-rates-intro h2{text-align:right}.home-rates-action{justify-content:space-between;align-items:center;gap:2rem;display:flex}.home-rates-action small{text-align:right;margin-top:0}.proof-strip{grid-template-columns:1fr 1fr}.proof-strip article:nth-child(3),.proof-strip article:nth-child(4){border-top:1px solid var(--line)}.path-grid{grid-template-columns:1fr 1fr}.process-heading{grid-template-columns:1fr}.process-heading .eyebrow{margin:0}.support-section{grid-template-columns:1fr}.support-image{border-radius:1rem;min-height:500px}.calculator-section{grid-template-columns:1fr}.about-section{gap:4rem}.portrait-wrap,.portrait-wrap>img{min-height:560px}.faq-section{gap:4rem}.footer-main{grid-template-columns:1.6fr .7fr .9fr}.footer-action{grid-column:2/-1}.rates-hero,.rates-method{grid-template-columns:1fr;align-items:start}.rates-summary{grid-template-columns:1fr 1fr}.rate-card:last-child{grid-column:1/-1;min-height:580px}}@media (max-width:760px){.announcement{justify-content:space-between;gap:1rem;padding:.55rem 4vw;font-size:.57rem}.announcement span:first-child{white-space:nowrap;text-overflow:ellipsis;max-width:72%;overflow:hidden}.site-header{min-height:68px}.logo{width:205px;max-width:72vw;height:52px}.logo img{height:48px}.hero{gap:2.5rem;padding-top:4.5rem}.hero h1{font-size:clamp(3.35rem,16vw,5.5rem)}.hero-intro{grid-template-columns:1fr}.hero-intro>p{margin-bottom:0}.hero-cards{grid-template-columns:1fr}.home-rates-teaser{padding-top:2.25rem;padding-bottom:2.25rem}.home-rates-intro{display:block}.home-rates-intro h2{text-align:left;max-width:none}.home-rate-list{border-left:0;border-right:0;grid-template-columns:1fr}.home-rate-list article{border-top:1px solid #ffffff2e;border-left:0;grid-template-columns:1fr auto;align-items:end;padding:1rem 0;display:grid}.home-rate-list article:last-child{border-bottom:1px solid #ffffff2e}.home-rate-list span{grid-column:1}.home-rate-list strong{grid-area:1/2/4;align-self:center}.home-rate-list p{grid-column:1}.home-rates-action{display:block}.home-rates-action small{text-align:left;max-width:none;margin-top:.8rem}.proof-strip{grid-template-columns:1fr}.proof-strip article{border-right:1px solid var(--line);border-top:1px solid var(--line);min-height:112px}.proof-strip article:first-child{border-top:0}.path-grid{grid-template-columns:1fr}.path-grid>a{min-height:310px}.image-card{min-height:420px}.image-card>a{align-self:flex-end;padding:.75rem .8rem}.split-heading,.process-grid{grid-template-columns:1fr}.process-card{min-height:275px}.process-card>span{margin-bottom:3rem}.service-list article{grid-template-columns:.2fr 1fr auto;gap:1rem}.service-list article>p{grid-column:2/-1}.support-copy{padding:3.5rem .5rem 1rem}.strength-grid,.calculator-fields{grid-template-columns:1fr}.calculator-result>strong{font-size:clamp(3.2rem,15vw,5rem)}.about-section{grid-template-columns:1fr}.portrait-wrap{border-radius:12rem 12rem 1rem 1rem;order:2}.about-copy{order:1}.credentials{grid-template-columns:1fr 1fr}.reviews-track blockquote{flex-basis:min(86vw,470px);min-height:375px}.faq-section{grid-template-columns:1fr}.faq-intro{position:static}.cta-section,.coverage-section,.article-grid{grid-template-columns:1fr}.article-grid a{min-height:300px}.footer-main{grid-template-columns:1fr 1fr}.footer-brand,.footer-action{grid-column:1/-1}.footer-bottom{flex-direction:column}.rates-summary,.rate-watch-grid,.rates-disclosure,.rates-cta{grid-template-columns:1fr}.rates-summary{padding-top:1rem}.rate-card,.rate-card:last-child{grid-column:auto;min-height:auto}.market-pulse{grid-template-columns:1fr}.market-pulse span+span{border-top:1px solid #ffffff2e;border-left:0}}@media (max-width:460px){.announcement>span{display:none}.announcement{justify-content:center}.image-card{flex-direction:column;justify-content:end;align-items:flex-start;gap:1.2rem}.service-list article{grid-template-columns:auto 1fr auto}.credentials,.footer-main{grid-template-columns:1fr}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important}.reviews-marquee{animation:none}.reviews-track[aria-hidden=true]{display:none}.reviews-viewport{overflow-x:auto;-webkit-mask-image:none;mask-image:none}}
